About Us

Carolina Business Capital provides capital resources, professional knowledge, and innovative ideas to assisting small and mid-size businesses through financing the business’ facilities, equipment and machinery.  We specialize in making the complex commercial real estate purchasing process very simple for our clients and their advisors.  All while continually enhancing economic development and creating employment opportunities and growth throughout the state.

Carolina Business Capital, Inc. is a non-profit Regional Certified Development Company as designated a by the U. S. Small Business Administration (SBA) in 1982. We specialize in commercial property financing only for owners of small and mid-sized businesses. Our expertise is in one product and one product only, the SBA 504 program.  By concentration our efforts on this program we are considered to be a market leader in SBA 504 program.

Some of the benefits of the SBA 504 program are:

  • Up to 90% financing (typically only 10% down) of total project costs to preserve more capital.
  • Below-market, long-term fixed interest rates to help control your expenses.
  • Up to 20-year fully-amortizing terms to lessen the impact on cash flow.
  • 24-hour pre-approvals, nine-day commitments and 60-day (or less) closes for the quickest turnaround time in the industry.
  • Potentially lower your current real estate expenses up to 40% by owning instead of leasing.
  • Own an appreciable asset (the perfect retirement plan for business owners) and stop throwing away money on rent.

We’re not your ordinary commercial real estate lender.  Because you, the client, expect and deserve the best.   On top of all that, you get to work with a team of real, knowledgeable, local people  who care deeply about helping small and mid-size business owners buy commercial property the right way in order to help them grow their businesses. Take our 9 Question Quiz, receive our SBA Toolkit or make an “Online Application”.  We look forward to speaking and working with you.  So contact us today to let so we can help your business grow.